स्वास्थ्यकर्मी तथा स्वास्थ्य संस्थाको सुरक्षा सम्बन्धी (पहिलो संशोधन) अध्यादेश, २०७९ | International Public Health Management Development Program | Press Release 2078-04-14 | See All
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Agreement between Nepal Medical Association and JyotiLife Insurance Company

Agreement between Nepal Medical Association and JyotiLife Insurance Company

As per the agreement signed between JyotiLife Insurance Company and Nepal Medical Association on 21/10/2020, JyotiLife is pleased to provide affordable and premium coverage package Group Term Life Insurance for the members of Nepal Medical Association. By the signing the agreement, JyotiLife shall be able to provide a premium insurance package coverage to the health worker members of Nepal Medical Association. The members will be provided an online platform by JyotiLife to provide basic details needed for insurance commencement and the premium payment is also arranged to be made digitally.

The offered package provides coverage for,

  1. Any Cause Death Benefit:

Any cause death benefit provides financial security to compensate in an unfortunate event of death resulting from any cause like, death due to disease, death due to epidemic/pandemic, death due to accident, death due to natural calamities etc.; providing the coverage anytime and anywhere in the world. JyotiLife has offered any cause death benefit of 25,00,000 and 12,50,000 in two different packages choice for the NMA members.


  1. Accelerated Critical Illness:

Change in lifestyle, food and environment have become major reasons in health hazard of people leading to major health problems and diseases.  Any person diagnosed with dreadful disease should have strong will power, best medical treatment facility and financial preparedness to fight against the disease. An insured covered with accelerated critical illness under JyotiLife group term Life insurance will be provided with the financial strength to fight against such life threatening disease. If after 90 days from the date of commencement of this coverage, the Insured Person is diagnosed to be suffering from any of 15 Critical Illness from life benefit as mentioned below, the Insurance Company shall pay the amount for which the Insured Person is insured under this benefit. A claim payment under this benefit will reduce the death benefit sum assured by an amount equal to the claim payment under this benefit. Jyoti Life has offered accelerated critical illness package of Rs. 5,00,000 and Rs. 2,50,000 in two different package choice.

Covered Critical Illness Diseases under this benefit is as follows:

1.       Major Cancer with specified Severity,

2.       Both Kidneys Failure (End Stage Renal Failure),

3.       Primary Pulmonary Arterial Hypertension ,

4.       Multiple Sclerosis with persisting symptoms,

5.       Major Organ Transplant,

6.       Coronary artery by-pass graft (with surgery to divide the breastbone), 

7.       Surgery to Aorta,  

8.       Heart Valve Surgery (Replacement or Repair of  Heart Valves),

9.       Stroke Resulting in Permanent Symptom,

10.    Myocardial Infraction (First Heart Attack) of Specified Severity,

11.    Coma,

12.    Benign Brain Tumor – of specified severity,

13.    Paralysis of Limbs,

14.    Parkinson's Disease,

15.  Chronic Aplastic Anemia - resulting in permanent Bone Marrow